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Jul 112018
 

Do you often struggle to gather all your stakeholders while drafting or negotiating a contract? Have you followed how unknown teams in this year’s world football competition have qualified for the quarterfinals, while stronger teams with players such as Messi are losing to average teams? Are you often asked to do everything on your own […]

Jun 152018
 

The recent implementation of the General Data Protection Regulation (GDPR) within the European Union and European Economic Area (EEA) gives consumers control over their personal data and aims to simplify the international business regulatory environment. While the GDPR’s ultimate impact on the global financial services industry will evolve, one thing is clear today – leading-edge […]

Jun 152018
 

The traditional banking model is undergoing rapid and significant transformation fueled by heightened customer expectations, a raft of regulatory mandates, and the convergence of emerging technology with new business models that blurs lines between previously distinct industries. As banks face ever-increasing disruption and fierce competition, they are confronted with the age-old debate – buy versus […]

Jun 132018
 

Oracle has been undergoing a quiet revolution, and I’m not just talking about the adoption of cloud. This revolution is about how Oracle has embraced the developer community beyond the database. Until recently, the only non-database community, Oracle had supported was Java. Even then, the Java One conference, held at the same time as Open […]

May 222018
 

While the popularity of wearables in the form of fitness trackers is on the decline, the popularity of wearables in the form of smart watches that have embedded fitness trackers is booming. Whether the demand comes from health-conscious consumers looking to monitor the number of steps they take, stairs they climb, and calories they burn, […]

May 182018
 

“Energy transition,” the profound transformation of how energy is produced and consumed, has emerged in Europe from the widely accepted truth that in order to address existing climate challenges we must both reduce energy consumption and replace fossil fuels with renewable energies. But is this truth universally accepted? Many of the specialists we surveyed for […]

May 172018
 

To better understand digital customer experience (DCX) through the eyes of both consumers and business leaders, Capgemini Digital Transformation Institute conducted a global survey in 2017 that polled 3,300 consumers and 600 executives from sectors including utilities, consumer products, retail banking, retail, and internet-based services.[1] [2] The analysis discovered the critical need for businesses across […]

May 122018
 

“The only constant is change” (Heraclitus of Ephesus (c. 500 BCE)) Even though this phrase is 2500 years old it still very much applies to “our life”. Change is a constant and today in an IT context, change is faster, more frequent and with less certainty as before – VUCA is trying to provide some principles and […]

May 122018
 

Co-authors: Christophe Vergne, Cards and Payment Practice Leader, Capgemini and  Jan Dirk van Beusekom, Executive Director of Cash Management, BNP Paribas As developing markets continue to embrace tech innovation – connected homes, contactless bank cards, and wearable devices – mobile payments and wallets have taken the lead among non-cash transactions in China and are growing their […]

Apr 112018
 

Across the globe, banks are in transition. The pace of change is accelerating as the competitive landscape intensifies. How should banks prepare for rapid change today and throughout the coming years? Now, more than ever, a digital, opti-channel, ecosystem model must be considered. Based on new operating models that enable the rapid evolution of services, […]